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Free Cohabitation Agreement Generator

NestRules helps unmarried partners turn the hard conversations into a clear living together agreement. Decide how rent, property, pets, household rules, and move-out terms should work, then download a draft you can review and sign.

What this is for

Guided
Plain-language prompts for money, property, pets, and move-out terms.
Editable
Sensible defaults are included, but the important language stays yours.
Downloadable
Export TXT, DOCX, or PDF without creating an account.
Build your agreement
Work through the sections below. The draft updates as you answer.
Step 1 of 6Partners

Who is this agreement for?

Start with the partners' names and contact information.

Tip: Add contact info if you want it included in the final document.

This tool is for informational purposes only and is not legal advice. Laws vary by jurisdiction. We recommend attorney review before signing.

Why cohabitation agreements matter

A cohabitation agreement is a written plan for unmarried partners who share a home. It creates a shared reference point before bills, belongings, or breakup logistics become stressful.

Avoid money conflicts

Decide upfront who pays rent, utilities, groceries, and shared expenses.

Clarify property ownership

Document what each person owns separately and what belongs to both of you.

Protect independence

Keep healthy boundaries around money, space, personal property, and privacy.

Plan for changes

Write down move-out notice, separation terms, and dispute-resolution steps.

What your agreement can cover

NestRules turns practical conversations into a downloadable agreement you can review, edit, print, and sign.

Rent or mortgage payment splits
Utility, grocery, and household bill sharing
Separate and shared bank account expectations
Property owned before moving in
Furniture and property bought together
Debt and liability responsibilities
Pet ownership and care arrangements
Guest policies, quiet hours, and household rules
Shared digital accounts and insurance details
Move-out notice, separation terms, and dispute resolution

How it works

1

Answer guided questions

Walk through partners, housing, money, property, pets, and separation terms in plain language.

2

Review the agreement

See the full document before downloading, with defaults you can edit for your situation.

3

Download instantly

Save the finished agreement as PDF, DOCX, or TXT without creating an account.

Cohabitation agreement FAQ

Quick answers before you create your document.

Is the cohabitation agreement generator really free?

Yes. NestRules is free to use, does not require an account, and lets you download your agreement instantly.

What does a cohabitation agreement cover?

A cohabitation agreement can cover rent, utilities, property ownership, debts, pets, household expectations, move-out terms, and dispute resolution.

Can unmarried couples use this agreement?

Yes. Cohabitation agreements are commonly used by unmarried couples who want a written plan before or while living together.

Is this legal advice?

No. NestRules provides a document generator for informational purposes. Laws vary by jurisdiction, so consider attorney review before signing or relying on the agreement.